Financial Planning for Millennials: Building Wealth in Your 30s
Business & Career
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Financial Planning for Millennials
Key strategies for financial health in your 30s:
1. Pay Down High-Interest Debt
Focus on credit cards and personal loans first.
2. Build an Emergency Fund
Aim for 3-6 months of living expenses.
3. Start Investing Early
Take advantage of compound growth in retirement accounts.
4. Increase Retirement Contributions
Boost your 401(k) or IRA contributions annually.
5. Protect Your Income
Consider disability insurance if you depend on your paycheck.
6. Side Hustles for Extra Income
Develop multiple income streams when possible.
Smart money habits now pay dividends for decades to come.
